Master your money. Effortlessly.

Yes — we use bank-grade encryption to keep your data private, and we never sell or share your personal information with third parties. Your bank credentials are handled directly by our trusted aggregator (Plaid) and are never stored on our servers.

Yes. Your WalletIN account syncs seamlessly in real time across iOS and Android phones and tablets. Sign in with the same account on each device and everything stays in sync.

We support thousands of banks and credit unions in the United States and Canada through our secure aggregator. Manual entries work anywhere in the world, in any currency.

WalletIN focuses on checking, savings, and credit card accounts — the accounts where day-to-day spending happens. Mortgage, loan, and investment accounts don’t currently provide the transaction-level data we need to sync. You can still track those balances by creating manual accounts in WalletIN.

Absolutely. You can create accounts and enter transactions manually, without ever linking a bank. Manual entries work just like imported ones — they show in totals, reports, and budgets.

Yes. WalletIN can scan receipts using your camera and attach them to transactions, so you have a record of every purchase.

When you link a bank, each transaction is categorized automatically using AI. If we get one wrong, you can change the category in a single tap — your edit is saved for that transaction.

Yes. You can add, rename, or remove categories to match how you think about your money. Customize them once and your reports, budgets, and totals follow along.

When money moves between your linked accounts (for example, paying a credit card from checking), WalletIN detects it automatically and marks both sides as Matching until they’re paired. Once paired, the transfer is kept out of your spending and income totals — internal money movement isn’t real spending. If the other side never arrives (e.g., the destination account isn’t linked), the entry is reclassified after 7 days so it appears correctly in your totals.

Yes. You can set a default currency and add transactions in other currencies. WalletIN converts amounts to your default currency for totals and reports.

Budgets help you set weekly, monthly, yearly, or custom spending limits — either for your total expenses or for specific categories. Goals help you save toward a target like a vacation or an emergency fund. WalletIN tracks your progress automatically as transactions come in.

WalletIN AI is an in-app chat assistant that can answer questions about your spending, compare time periods, draft new transactions, and even help you build a budget tailored to your real habits. Just type a question and get a clear, personal answer.

Yes. You can export your complete transaction history to Excel (.xlsx) format at any time, for your own records or advanced analysis.

Yes. Open Settings → Biometric Lock to enable Face ID or fingerprint authentication. The app locks automatically when you switch away, so your financial data stays protected even if your phone is unlocked.

WalletIN can send a brief daily spending summary and a weekly AI-generated insight tailored to your habits. You can turn each notification on or off any time from Settings → Notifications.

WalletIN is free to download and use. Premium unlocks our most powerful features — typically bank linking, AI categorization and assistant, advanced reports, receipt scanning, and data export. You can subscribe monthly or yearly and cancel anytime through your Apple App Store or Google Play subscription settings.

Banks sometimes require you to re-verify your credentials — usually after a password change or as part of routine security checks. When this happens, WalletIN notifies you and you can re-authenticate in a couple of taps. Your existing data stays untouched, and syncing resumes the moment you’re reconnected.

Open Settings → Delete Account. Once confirmed, your account and all associated data — transactions, accounts, budgets, goals, receipts — are permanently removed from our systems. There’s no recovery, so export anything you want to keep first.

Email us at support@walletin.net. We typically respond within one business day.